As a Life Care Planner, Todd assists people in identifying financial resources available to pay for the cost of Long term Care not covered by Medicare (ie: Assisting Living, Nursing home and Home Health Care).

Todd's firm, Life Care Planners of the Treasure Coast is a division of the Estate Planning Advisors Inc. is a Registered Investment Advisory firm, registered in the State of Florida.

Mr.Heckman is a Contributing Author to several books, including: "Wealth Enhancement & Preservation" (1995) and "21st Century Wealth" (2000). Todd is also featured speaker in the area of Veterans Benefits and Medicaid Planning

Services offered include:

• Understanding Veteran's Benefits for Long Term Care
  
• Fee Based Retirement & Health Care Cash Flow Analysis (Life Care Plan)
• Medicaid Planning
• Estate & Insurance Planning
• Retirement Income Planning

Born and raised in Bernardsville NJ, Todd currently resides in Vero Beach, Florida with his wife, Terri, and three children. In his spare time, Todd enjoys golfing, fishing and boating.

We always offer a complementary consultation to discuss Veterans Benefits.

Disclaimer: Our firm DOES NOT file or assist in filing the actual Veteran's Benefit Application. We can, however, act as a resource to assist a veteran and their family in understanding various veterans benefits and potential eligibility for such benefits prior to application submission.